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Re: How To Invest At A Price Lower Than The Market Price? Rupee Cost Averaging

lump sum investment — Tue, 12 Jul 2011 02:38:09 -0000

Lump sum investment is very small parts of pension who we always already think his mind that which get individual so we occur happy about think it.

Re: Should you invest in Manganese Ore India Ltd. (MOIL) IPO?

Guest — Fri, 26 Nov 2010 06:00:52 -0000

I think investors will make money.. though not as much as they did in Coal India IPO.

Re: More money in your bank account from April 2010

Neerav Parekh — Mon, 12 Apr 2010 01:21:44 -0000

You are welcome!

Also, remember that though the interest income from your bank account will increase, still it's only 3.5%. So, in case you don't need the funds immediately, it's better to park them in a Fixed Deposit or a liquid fund that will give you a return in the range of 5% to 8%.

Re: More money in your bank account from April 2010

sureshdghate — Sun, 11 Apr 2010 10:10:45 -0000

Thank you very much for giving this good news. Now I shall be more careful in withdrawing the money as money in savings account will generate more income than earlier.

Re: More money in your bank account from April 2010

Neerav Parekh — Sun, 04 Apr 2010 08:21:11 -0000

Thank you for writing.

And yes, this is great news not only for you but for every person holding a savings bank account. This should have been the rule from the start. But better late than never :)

Re: More money in your bank account from April 2010

Robinsh — Sun, 04 Apr 2010 06:24:38 -0000

I was going to deposit some lacks there in the different bank accounts and happy to see your post for improved outcomes, really it was the best blog post I got in todays readership.And yeah I think I got very first time to see our Indian Rupee on any blog / site template.

Thanks for deliver this good news, atleast for me at this time.

Re: What you don’t know about ‘Highest NAV Guarantee’ plans

Naimisha — Fri, 26 Mar 2010 03:47:20 -0000

is that true??? u never know the hidden fact of such schemes unless and until you truly decide to go in depth....

This information is of great help...

Re: ULIPs better than Mutual Fund + Term Plan Combination

Neerav Parekh — Wed, 24 Mar 2010 01:00:14 -0000

As mentioned in the article, according to the new IRDA ruling, all charges combined cannot exceed 2.25% for an ULIP over 10 yrs. The comparison made takes into account all possible charges for both the products. MF are cheaper than ULIP if you don't want a life cover. In case you do, the combination of MF+Term plan works out to be costlier.

Re: ULIPs better than Mutual Fund + Term Plan Combination

Neerav Parekh — Wed, 24 Mar 2010 00:52:59 -0000

I agree to the second point which I have mentioned in the article. However, the first point is incorrect. The entry load in MF has been abolished and not the Annual Fund Management Charge which ranges from 1% to 2.5% depending on type of fund.

Re: ULIPs better than Mutual Fund + Term Plan Combination

hemang_panchmatia — Tue, 23 Mar 2010 09:50:06 -0000

but the same charges are extrememly high for ULIP's.... basically comparison has to be ALL charges on both products.....mf are still cheaper as compared to ulip

Re: ULIPs better than Mutual Fund + Term Plan Combination

hemang_panchmatia — Tue, 23 Mar 2010 09:48:52 -0000

Hemang Panchmatia - dont agree with this one..... MF expenses have been taken at 2.25% while it should be 0%
Also, the difference in payment in case of death, still makes MF+term a better investment